Every time I tried to find the needle in the haystack that was going to be the next Apple/Microsoft/etc... I'd miss it and lose. I won't list the stocks. Its too painful. Fortunately I only did that a few times.
Majority of my money has been and is in S&P tracking mutual funds. I know. I know. Conservative and not exciting... Blah, blah, blah. But since I started investing in 1995 S&P is up 800% on the first dollar invested. Sure I could have made more money (and lost more money - which I did on small scale) doing other things, but this requried zero work and the fees are miniscule.
I know... boring as hell.
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