Identification Questions

[keithrichard]

Anybody ever get asked to answer like 3 or 4 questions by your bank to verify your identity before? I had to call my bank today as they put a hold on a transfer I initiated because they
couldn't identify me.

1. What color was your previously owned Ford Tempo?
Hell if I know. Never owned one . If I did it was like 40 years ago.
2. What county did you live in back in 1989?
Really?
3. Which street is nearest to you?
They gave me 3 and a highway connector. None close to me. Only knew the highway connector.
I guessed right but to be honest they were all stabs in the dark. My memory is decent but some of these are ridiculous especially when dated 40 years ago.

 

[BMR Genie]

That's weird. 1st time this happened to you, Keith?

If you're used to doing an online transfer from your bank to another bank acc't, what seems to be the issue this time?

 

[carolinakid]

yes many times here

 

[JDS]

I hope you dialed the right number Keith. I just wanna verify that you called them. They did not call you correct ?

 

[BMR Genie]

yes many times here

Never happened to me. I guess because no big assets for the bank to worry about.

 

[BMR Genie]

I hope you dialed the right number Keith. I just wanna verify that you called them. They did not call you correct ?

You have a great point here, JDS.

 

[carolinakid]

i had it many times the last time i got a letter from the irs in texas ouch afterward

 

[BigJay]

Anybody ever get asked to answer like 3 or 4 questions by your bank to verify your identity before? I had to call my bank today as they put a hold on a transfer I initiated because they
couldn't identify me.

1. What color was your previously owned Ford Tempo?
Hell if I know. Never owned one . If I did it was like 40 years ago.
2. What county did you live in back in 1989?
Really?
3. Which street is nearest to you?
They gave me 3 and a highway connector. None close to me. Only knew the highway connector.
I guessed right but to be honest they were all stabs in the dark. My memory is decent but some of these are ridiculous especially when dated 40 years ago.

https://getyarn.io/yarn-clip/b2f74101-91e3-4724-afd9-cb89a0a54acb

 

[BigJay]

I guessed right but to be honest they were all stabs in the dark.

 

[carolinakid]

i had one question one time do you have 6", 8" or a big dreamer lol

 

[keithrichard]

That's weird. 1st time this happened to you, Keith?

If you're used to doing an online transfer from your bank to another bank acc't, what seems to be the issue this time?

The agent lady I talked to had to explore the issues with higher ups and call me back. She said she thinks the hold was because of high amount(1100) ?? and first time transfer in. I had done previous transfers many times but other bank updated app completely so start over for me .

 

[carolinakid]

it a damn joke^^^^^

 

[carolinakid]

yep i did 30,000 and got hit with a tax bill

 

[keithrichard]

I hope you dialed the right number Keith. I just wanna verify that you called them. They did not call you correct ?

I called them yes. Alert message was in my account online.

 

[carolinakid]

Keith it normal

 

[keithrichard]

I called them yes. Alert message was in my account online.

I NEVER answer my phone from unknown number so I never have fraud that way.

 

[keithrichard]

Keith it normal

Yes I've done it many times but the questions usually almost stump me lol.

 

[JDS]

I called them yes. Alert message was in my account online.

So they did not send you a text message ? You signed into your account and there was an alert message ?

 

[BobbyFK]

Usually the bank never asks these type of questions. Usually it's for a credit or background check

 

[BMR Genie]

The agent lady I talked to had to explore the issues with higher ups and call me back. She said she thinks the hold was because of high amount(1100) ?? and first time transfer in. I had done previous transfers many times but other bank updated app completely so start over for me .

I see, maybe these factors that you mentioned, Keith. It's good that they take precautions and as long as they don't create further hassle on your end.