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samsncharge99

samsncharge99

Joined
Sep 30, 2022
Messages
11,660
2 should be the answer for everyone because 2 is what allows all other numbers to be an option.

75000/month is 90,000/year plus if you still work then you are making maybe 200K combined.

Which then allows you to pay for a house, which in theory making a lot of money means you pay your bills for 800+ credit

which then allows you to bank money and retire early

thread closed hahahaha
 

djefferis

djefferis

Joined
Jan 8, 2024
Messages
2,105
The way I look at it:

#1 - could be worthwhile - but where ? People in public housing get new homes all the time - doesn’t mean they are nice or in a neighborhood I’d want to live in.

#2 - likely most worthwhile - but $7500 a month just puts a price on shortening my life to someone possibly to avoid paying.

#3 worthless to most - score is just part of the equation in lending - up there with income. You can have a 800 score and a $0 income - no one would lend you money you can’t repay.

#4 again - doing what exactly - 200k to ship off to Ukraine and fight for Russia is about the going rate - I’ll pass. Does you no good if you can’t spend it.

#5 again worthless - most could do it - choose not to because of no income. Personally I’ll never “retire” - just scale back my work.

#6 the only one with a definite value.

I’d say 2 and 6 - with a 300k head start and a definite added income of 7500 - I can make myself a hard enough target on someone that they ain’t going to find someone to take me out to save that 7500 monthly (assuming that’s what the 200k salary was for).
 
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