Minny is dead-on point here.Sadly youre either part of the investing class or you're dead financially.
Thats the cost of Federal social programs- upward mobility opportunities.
That said, you live near the richest strike of all time, the Comstock Lode, see if there's anything left.
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Investing is how to get rich and if already you're rich, how to get richer.
Working just gets you to the baseline financially. You have to find ways to make the money you made grow and grow quickly