Long term for suckers, no one knows what 2morrow holds! My cousin same age as me (I'm 54 he would have been 54 in September) died 1 month ago. We grew up more like brothers.
He was over weight probably a heart attack or stroke. He was recovering from knee surgery could have been clot.
My baby sister died at 46 in 2018 Brain aneurysm. She was the youngest and probably the healthiest of the 5 of us. So I gave up on long term yes I put a little in long term but I'm living for today.