Wow!! Denied 2K Loan

[jjgold]

The rate I applied for was 23% and they still denied me. It was one of those online places.

 

[theriver55]

GL GOLD

 

[slickfazzer]

JJ try a local pawn shop.

 

[DiggityDaggityDo]

JJ try a local pawn shop.

Slick, does he still have minks to pawn?

 

[slickfazzer]

That is a great question Diggity.

When he was gambling professionally he did have all those Minks.

Good chance they are long gone by now?

 

[fishhead]

GL GOLD

 

[agendaman]

JJ if your paychecks go direct deposit to a bank checking account a number of places will loan you money.

 

[BobbyFK]

What's your credit score JJ?

 

[JDS]

What's your credit score JJ?

I can imagine it’s under 600.

 

[Tanko]

What's your credit score JJ?

The ranges is 300-850 depending upon the credit service.
Takea stab Bobby. What do you think it is?

I can imagine it’s under 600.

I'd say you're either close or he's some kind of financial genius and is closer to 800.

 

[JDS]

JJ if your paychecks go direct deposit to a bank checking account a number of places will loan you money.

Paychecks funny lol he’s a strictly under the table cash guy, and when I say under the table that means more things than one to make rent.

 

[Tanko]

The rate I applied for was 23% and they still denied me. It was one of those online places.

Cred*t C*rds rates are only 26%. Not much worse. Are you maxed out on your CC?

 

[JDS]

The ranges is 300-850 depending upon the credit service.
Takea stab Bobby. What do you think it is?

I'd say you're either close or he's some kind of financial genius and is closer to 800.

View attachment 23877

I’m in the fair range now tryna build my shit back up.

 

[BMR Genie]

What are you gonna do with the $2k, JJ?

 

[BobbyFK]

What are you gonna do with the $2k, JJ?

Hookers and blow

 

[BobbyFK]

The ranges is 300-850 depending upon the credit service.
Takea stab Bobby. What do you think it is?

I'd say you're either close or he's some kind of financial genius and is closer to 800.

View attachment 23877

If I had to guess around 550

 

[carolinakid]

my problem here at christmas time each year i get too many offers for cards each year, worst than spam

 

[BigJay]

I hate living in debt.

Had to take out a car loan at 15% when I had a bad wreck a few months after my divorce several years back. Divorce is like an atom bomb to your credit. Paid it off pretty quick though.

Best thing I did was when I was earning the most money during about a 7-8 year stretch was pay 2x and 3x house payments. Was able to pay off 30 year note in 17 years.

Nut is very low now. Very few bills. Finally paid off student loan a couple of years ago too. Only one CC discover and I pay it off every month.

I hate living in debt. Even on big scores back in the day I’d always pay stuff down or off. Guess it was always my nature

 

[BMR Genie]

my problem here at christmas time each year i get too many offers for cards each year, worst than spam

Haha, are they all calling you directly?

 

[carolinakid]

i guess they want to make sure you get all the christmas gifts you need to buy lol