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Why do we think we’re so smart as gamblers?

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BobbyFK

BobbyFK

Joined
Oct 19, 2021
Messages
20,929
I think everyone believes they are smart, not just if you're a gambler.

Perfect example right there JJ. You are smart by using an older car. As long as it runs and gets you from point A to point B. You don't need anything fancy
 

JDS

JDS

Joined
Dec 11, 2021
Messages
45,057
I don’t think I’m smart at all very average intelligence here, but my lady thinks I’m smart because she’s seen me make nearly a 100K gambling this year and I keep telling her this is not a typical year.
 

djefferis

djefferis

Joined
Jan 8, 2024
Messages
2,104
Overconfidence

What’s stupid about a 22 year old car ?

Knew plenty of people who are just a combination of cheap and who drive what last. Unless you’re pushing it home - no shame in taking a 22 year old car to the casino. The valet doesn’t car what you drive - only what you tip - and they are the only ones who see your car.

Yea - everyone thinks they are “smart” - not just gamblers. The best ones are the fools who have zero idea but think they are masters. They try to “outsmart” legitimately educated people.

Forums are full of them too.
 

djefferis

djefferis

Joined
Jan 8, 2024
Messages
2,104
Actually smart advice above - car payments are conditioning people to “accept” living paycheck to paycheck by the financial institutions.

The more we spend - the better the economy and the better banks do. If there wasn’t an incentive for them - they wouldn’t be loaning money (even with interest).

Everyone blames car dealers - says they are out to “trick” the customer - I’ve seen it and call BS on that - like I said my old job had me in an office at the used car lot. Saw it MANY times - customer would come in - in unexpected need of a car as theirs had something happen like having been totaled. They had insurance check for say 8k - so would go out to a salesperson who would say - ok, well we have some nice very reliable Big 3 cars or if you don’t mind going without some tech an older Japanese make.

Customer then looks around the lot - says yea, that’s nice - but how about that 18 year old 3 series BMW or that Mercedes SUV with 260k miles - how much would my payment be with 8k down? They’d try to steer them away - reminding just because you can afford the payment doesn’t mean you can afford the maintenance much less when something big fails (and forget an extended warranty - dealer would love to sell it - but they are as much as the payment so doubles the price).

People have shown time and time again - they will pay for fancy features they will never use in general. How many 4WD trucks on the road do you see - how many you think ever had the 4WD engaged on them ever ? How many freaking Audis and Subarus have the stupid “Ski Package” ? We pay to look like the ads we see - then question why we are broke. Trying to fit an “image” - no different than how big tobacco created a generation of smokers between 1950-1970 with ads showing cowboys, playboy types and models lounging and smoking.
 
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JDS

JDS

Joined
Dec 11, 2021
Messages
45,057
Actually smart advice above - car payments are conditioning people to “accept” living paycheck to paycheck by the financial institutions.

The more we spend - the better the economy and the better banks do. If there wasn’t an incentive for them - they wouldn’t be loaning money (even with interest).

Everyone blames car dealers - says they are out to “trick” the customer - I’ve seen it and call BS on that - like I said my old job had me in an office at the used car lot. Saw it MANY times - customer would come in - in unexpected need of a car as theirs had something happen like having been totaled. They had insurance check for say 8k - so would go out to a salesperson who would say - ok, well we have some nice very reliable Big 3 cars or if you don’t mind going without some tech an older Japanese make.

Customer then looks around the lot - says yea, that’s nice - but how about that 18 year old 3 series BMW or that Mercedes SUV with 260k miles - how much would my payment be with 8k down? They’d try to steer them away - reminding just because you can afford the payment doesn’t mean you can afford the maintenance much less when something big fails (and forget an extended warranty - dealer would love to sell it - but they are as much as the payment so doubles the price).

People have shown time and time again - they will pay for fancy features they will never use in general. How many 4WD trucks on the road do you see - how many you think ever had the 4WD engaged on them ever ? How many freaking Audis and Subarus have the stupid “Ski Package” ? We pay to look like the ads we see - then question why we are broke. Trying to fit an “image” - no different than how big tobacco created a generation of smokers between 1950-1970 with ads showing cowboys, playboy types and models lounging and smoking.
We need to see more posts like that from JJGold but not followed by a really dumb message thread title lol. That guy is so random as a poster, always has been. I guess you can consider that a quality about him. 🤷‍♂️
 

djefferis

djefferis

Joined
Jan 8, 2024
Messages
2,104
We need to see more posts like that from JJGold but not followed by a really dumb message thread title lol. That guy is so random as a poster, always has been. I guess you can consider that a quality about him. 🤷‍♂️

It’s literally the frustrating part - having to shift through piles of shit looking for the gold nuggets within.

And with JJ - there’s ALOT of shit. Hopefully he gets his meds balanced and he can stick to the personality that makes sense.
 
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JDS

JDS

Joined
Dec 11, 2021
Messages
45,057
My son just bought practically a brand new car, but I gave him 10K for the down payment. He needs a reliable safe car to drive to college everyday. It’s a little bit of a trip back-and-forth around 50-60 miles total. He banged up the first car real nice that I gave him so this is his second strike with me regarding providing a car for him lol.
 
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