I’m someone who hates debt so when I win I pay down or pay off debt.
Most of my biggest scores went to paying down debt.
It’s one of the reasons I’m sitting here today with a house that’s paid off and a car that’s paid off. Makes day-to-day living a lot easier.
Now I might make a chunk payment on a bill I have upcoming (my internet only costs $30/month but I might throw a few hundred on it so I’m good for a year, etc), same with Homeowner’s Insurance (I’m paid in full til January 2026), and utility bill, auto and home insurance. Next bill I’ll actually have due will be a Homeowner’s Insurance bill next summer.
I only have one credit card, a cash back discover, and I pay it off every month.
So other than the nice meal I might treat myself or me and my girl to, I use winnings to give myself a little financial freedom and peace of mind.